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Articles by David Birch

SMS 2FA
Views

SMS for 2FA security – who are they kidding?

May 23, 2023 David Birch 0

SMS was deprecated as authentication more than a decade ago, yet Twitter announced that it will only allow its users to secure their accounts with SMS-based 2FA Read more…

ChatGPT
Views

When using ChatGPT follow this golden rule

April 24, 2023 David Birch 0

Follow this golden rule, and you will find ChatGPT and its ilk very useful. Never ask a question that you do not already know the answer to. Read more…

passwords security
Features

The passing of passwords, and not a moment too soon!

October 17, 2022 David Birch 0

The state of internet security is pathetic. It’s no wonder that fraud is at epic levels when vast swathes of the internet depend on passwords for security. Read more…

digital identity IDIoT
Views

How digital identity can prove your new Gucci bag is real

September 30, 2022 David Birch 0

If we think about the idea of digital identity in the Internet of Things, then luxury goods such as watches and Gucci handbags make for an interesting example. Read more…

Views

Is public opinion on digital cash really worth listening to?

September 13, 2022 David Birch 0

Asking the public for their opinions about crypto and digital cash is like asking people in the days of bulletin boards what they want from social media. Read more…

what metaverse DeFi
Views

What the **** is the metaverse and why should business care?

July 4, 2022 David Birch 0

I’ve seen so many different descriptions of the metaverse, the new cyberspace for work, rest and play it’s really unclear to me what it is. Read more…

fraud digital identity
Features

Old-fashioned fraud was simple, today’s a very different story

May 12, 2022 David Birch 0

Fraud is getting out of control and we need population-scale digital identity infrastructure to have even a chance of tackling it. Read more…

fintech productivity
Views

What do fintech, productivity and air-con have in common?

April 27, 2022 David Birch 0

Lack of productivity growth is because fintech is being used to support existing products, processes, regulation and institutional structures Read more…

Views

There is a link between AI and the blockchain – I think

March 15, 2019 David Birch 0

I think I can see that if there is an interesting connection between AI and blockchain then it’s not about using the blockchain as a glorified Excel spreadsheet. Read more…

Views

Going cashless doesn’t mean drifting into cashlessness

February 6, 2019 David Birch 0

The shift to cashless society must be planned to help low-income and elderly groups so that they share in the benefits of cashlessness. Read more…

email
Views

Here’s how to avoid email phishing scams: stop using email

November 1, 2018 David Birch 1

One result of getting your online credentials stolen may be fraudulent phishing emails pretending to be from a company you do business with. There are two ways said business can mitigate that: encrypt all their Read more…

banks
Views

Why (and how) the banks of the future must ‘Amazonize’ themselves

July 27, 2018 David Birch 0

Open banking will require banks to ‘Amazonize’ themselves, where products are created as API services and distributed throughout the consumption of API services. Here’s how they could go about doing that. In his new book Read more…

china QR code payments
Views

China finally adopts PSD2-style security for digital payments

January 19, 2018 David Birch 0

QR codes are everywhere because anyone can read them, anyone can use them, and anyone can write them. This is in part because there is no security infrastructure. The result in China, where there was Read more…

2018
Views

2018 Preview: Open banking and other FinTech trends to watch

January 5, 2018 David Birch 0

Consult Hyperion picks its five major FinTech trends for 2018. Included: open banking, conversational transactions, the Internet of Cars, and (of course) AI and ICOs It’s that time of year again. I’ve had a chat Read more…

digital currency QR china
Views

China loves digital currency but can it go truly cashless?

October 13, 2017 David Birch 0

China’s central bank wants to ditch paper money eventually. The big challenge is: who gets to create digital currency as legal tender? The Chinese were first with the great transition from commodity money to paper Read more…

Worldpay
Views

Worldpay’s payments R&D should make banks green with envy

July 24, 2017 David Birch 0

One of my very favorite companies has always been Worldpay. They have a very special place in my heart because many years ago, when they were first starting out, I was sent up to Cambridge Read more…

NFC tags
Views

Thanks to Apple, NFC tags are finally a viable alternative to QR codes

June 23, 2017 David Birch 0

A decade ago I remember writing that one of the problems with QR codes is that there is no security. Some years later I wrote an article pointing out that NFC ought to be safer than QR Read more…

mobile payments
Views

To tap or not to tap: that is the mobile payments question

May 2, 2017 David Birch 0

There’s a lot of consumer frustration over mobile contactless payments, but that may not matter if apps, not contactless, are the future of mobile payments How are mobile payments getting on in the UK? According Read more…

bitcoin
Views

The ultimate role of Bitcoin for banks is up for debate

April 25, 2017 David Birch 0

The future of cryptocurrency for banks could be as a settlement money that connects other different monies. The big question is whether this is this a role for Bitcoin specifically? My old friend Alistair Milne recently published Read more…

blockchain vegetable oil
Features

How blockchain could fix the supply chain fraud problem

April 18, 2017 David Birch 1

Blockchain is set to disrupt supply chains, but could it prevent fraud problems like the Salad Oil Swindle of 1963? Actually, yes it could I’m not sure if you’re supposed to have a favorite supply Read more…

Posts navigation

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Languages

Features

  • How are Asia’s banks modernising to stay competitive?
    June 5, 2023 0
  • OSS/BSS
    OSS/BSS tools – extensive user types and use cases
    June 5, 2023 0
  • AI for Good
    AI for Good Global Summit 2023 – what’s in store?
    June 5, 2023 0
  • 2023 rise in social media and the statistics behind it all
    June 2, 2023 0

Off the Wire

  • ZTE named to Fortune China ESG Influential List again
    May 12, 2023 0
  • ZTE, AIS launch new-gen ultra-high-bandwidth mmWave AAU
    May 9, 2023 0
  • ZTE and AIS collaborate on new server product release
    April 10, 2023 0
  • ZTE sees increases in operating revenue and profit in 2022
    March 10, 2023 0

Videos

  • AI for Good
    AI for Good Global Summit 2023 – what’s in store?
    June 5, 2023 0
  • future of travel
    Future travel includes 3D-printed food, heartbeat passports
    April 10, 2023 0
  • Huawei revenue sanctions
    Huawei revenue holding up despite US sanctions
    December 31, 2022 0
  • Meta metaverse
    Meta accused of trying to buy dominance of the metaverse
    December 11, 2022 0

Popular Posts

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    APAC consumers want security and ease-of-use when online
  • ZTE joins SBTi as it kicks off new sustainability phase
    ZTE joins SBTi as it kicks off new sustainability phase
  • Microsoft should probably just go ahead and buy out OpenAI
    Microsoft should probably just go ahead and buy out OpenAI
  • Lack of 5G is starting to hurt Vodafone Idea
    Lack of 5G is starting to hurt Vodafone Idea

Recent Comments

  • review on Observability leaders report fewer outages – but what is it?
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  • Elizabeth Johnson on If PayPal and Facebook allow fraud to occur are they party to that fraud?

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Archives

Popular Posts
  • APAC consumers want security and ease-of-use  when online
    APAC consumers want security and ease-of-use when online
  • ZTE joins SBTi as it kicks off new sustainability phase
    ZTE joins SBTi as it kicks off new sustainability phase
  • Microsoft should probably just go ahead and buy out OpenAI
    Microsoft should probably just go ahead and buy out OpenAI
  • Lack of 5G is starting to hurt Vodafone Idea
    Lack of 5G is starting to hurt Vodafone Idea
  • Will new AI products help or replace humans? It's up to us
    Will new AI products help or replace humans? It's up to us
  • Philippines tower deals defied last year's M&A slump in APAC
    Philippines tower deals defied last year's M&A slump in APAC
Recent Comments
  • review on Observability leaders report fewer outages – but what is it?
  • T. Penny on Carmakers struggle with the software side of the business
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