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Articles by David Birch

passwords security
Features

The passing of passwords, and not a moment too soon!

October 17, 2022 David Birch 0

The state of internet security is pathetic. It’s no wonder that fraud is at epic levels when vast swathes of the internet depend on passwords for security. Read more…

digital identity IDIoT
Views

How digital identity can prove your new Gucci bag is real

September 30, 2022 David Birch 0

If we think about the idea of digital identity in the Internet of Things, then luxury goods such as watches and Gucci handbags make for an interesting example. Read more…

Views

Is public opinion on digital cash really worth listening to?

September 13, 2022 David Birch 0

Asking the public for their opinions about crypto and digital cash is like asking people in the days of bulletin boards what they want from social media. Read more…

what metaverse DeFi
Views

What the **** is the metaverse and why should business care?

July 4, 2022 David Birch 0

I’ve seen so many different descriptions of the metaverse, the new cyberspace for work, rest and play it’s really unclear to me what it is. Read more…

fraud digital identity
Features

Old-fashioned fraud was simple, today’s a very different story

May 12, 2022 David Birch 0

Fraud is getting out of control and we need population-scale digital identity infrastructure to have even a chance of tackling it. Read more…

fintech productivity
Views

What do fintech, productivity and air-con have in common?

April 27, 2022 David Birch 0

Lack of productivity growth is because fintech is being used to support existing products, processes, regulation and institutional structures Read more…

Views

There is a link between AI and the blockchain – I think

March 15, 2019 David Birch 0

I think I can see that if there is an interesting connection between AI and blockchain then it’s not about using the blockchain as a glorified Excel spreadsheet. Read more…

Views

Going cashless doesn’t mean drifting into cashlessness

February 6, 2019 David Birch 0

The shift to cashless society must be planned to help low-income and elderly groups so that they share in the benefits of cashlessness. Read more…

email
Views

Here’s how to avoid email phishing scams: stop using email

November 1, 2018 David Birch 1

One result of getting your online credentials stolen may be fraudulent phishing emails pretending to be from a company you do business with. There are two ways said business can mitigate that: encrypt all their Read more…

banks
Views

Why (and how) the banks of the future must ‘Amazonize’ themselves

July 27, 2018 David Birch 0

Open banking will require banks to ‘Amazonize’ themselves, where products are created as API services and distributed throughout the consumption of API services. Here’s how they could go about doing that. In his new book Read more…

china QR code payments
Views

China finally adopts PSD2-style security for digital payments

January 19, 2018 David Birch 0

QR codes are everywhere because anyone can read them, anyone can use them, and anyone can write them. This is in part because there is no security infrastructure. The result in China, where there was Read more…

2018
Views

2018 Preview: Open banking and other FinTech trends to watch

January 5, 2018 David Birch 0

Consult Hyperion picks its five major FinTech trends for 2018. Included: open banking, conversational transactions, the Internet of Cars, and (of course) AI and ICOs It’s that time of year again. I’ve had a chat Read more…

digital currency QR china
Views

China loves digital currency but can it go truly cashless?

October 13, 2017 David Birch 0

China’s central bank wants to ditch paper money eventually. The big challenge is: who gets to create digital currency as legal tender? The Chinese were first with the great transition from commodity money to paper Read more…

Worldpay
Views

Worldpay’s payments R&D should make banks green with envy

July 24, 2017 David Birch 0

One of my very favorite companies has always been Worldpay. They have a very special place in my heart because many years ago, when they were first starting out, I was sent up to Cambridge Read more…

NFC tags
Views

Thanks to Apple, NFC tags are finally a viable alternative to QR codes

June 23, 2017 David Birch 0

A decade ago I remember writing that one of the problems with QR codes is that there is no security. Some years later I wrote an article pointing out that NFC ought to be safer than QR Read more…

mobile payments
Views

To tap or not to tap: that is the mobile payments question

May 2, 2017 David Birch 0

There’s a lot of consumer frustration over mobile contactless payments, but that may not matter if apps, not contactless, are the future of mobile payments How are mobile payments getting on in the UK? According Read more…

bitcoin
Views

The ultimate role of Bitcoin for banks is up for debate

April 25, 2017 David Birch 0

The future of cryptocurrency for banks could be as a settlement money that connects other different monies. The big question is whether this is this a role for Bitcoin specifically? My old friend Alistair Milne recently published Read more…

blockchain vegetable oil
Features

How blockchain could fix the supply chain fraud problem

April 18, 2017 David Birch 1

Blockchain is set to disrupt supply chains, but could it prevent fraud problems like the Salad Oil Swindle of 1963? Actually, yes it could I’m not sure if you’re supposed to have a favorite supply Read more…

Estonian
Views

The mystery of the non-existent Estonian digital identity blockchain: solved!

March 29, 2017 David Birch 1

Estonia. Land of saunas, shepherds and song festivals. I keep hearing about Estonia all of a sudden, and not for any of these reasons but because of the blockchain. At meetings and conferences, I keep Read more…

finger payment
Views

Finger payments: the new technology that’s been new since 2004

March 20, 2017 David Birch 0

Using your finger (or thumb) as a POS payment mechanism is an idea that’s been circulating for years without much success. That may be about to change. A few people recently forwarded a link from Read more…

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Features

  • Asian telecom operators metaverse
    Asian telecom operators step up investments in the metaverse
    January 25, 2023 0
  • hyper-personalisation digital banking
    Why hyper-personalisation wins in digital banking
    January 23, 2023 0
  • telcos stalled growth declining investments
    Telcos seeing stalled revenue growth, declining investments
    January 2, 2023 0
  • 2023
    2022 was not great, could 2023 bring some stability?
    December 23, 2022 0

Off the Wire

  • ZTE releases new G5 series servers for intelligent computing
    January 17, 2023 0
  • ZTE launches R16 5G wireless router CPE MC888 PRO
    January 4, 2023 0
  • True and ZTE release Thailand’s first 50G PON prototype
    December 28, 2022 0
  • CMCC, ZTE build Intent Driven Enhanced Mobile User Experience
    November 11, 2022 0

Videos

  • Huawei revenue sanctions
    Huawei revenue holding up despite US sanctions
    December 31, 2022 0
  • Meta metaverse
    Meta accused of trying to buy dominance of the metaverse
    December 11, 2022 0
  • crypto world cup
    Crypto fan tokens are a hot item at this year’s World Cup
    November 30, 2022 0
  • blockfi bankruptcy
    BlockFi files for bankruptcy as the latest FTX casualty
    November 29, 2022 0

Coming Events

  • AI Asia Expo
    AI Asia Expo 2023, Bangkok 21-22 February
    September 13, 2022 0

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    Data should improve services for 'good' and 'bad' customers
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