We need new solutions for collecting and using data that strikes the right balance between consumer benefits and control over their own data. I was looking for the opening hours of a local supermarket in Read more…
Many services are moving to the cloud. At the same time, many companies are still struggling to understand how to use clouds, and whether they are safe. There seems to be fundamental lack of knowledge Read more…
You have probably heard stories about how data analytics changes the whole customer experience, and how a store can personalize everything for you. The go-to example was Tesco, which was the role model for loyalty Read more…
I was at an event recently where alternative finance companies introduced their services. There were many new finance solutions for lending, real estate, investing and short-term finance. These companies explained how they have built their Read more…
The traditional finance industry seems unprepared for digital disruption. The experience of the newspaper business could teach banks a thing or two. Amazon announced recently that its lending business is gaining momentum – in the Read more…
Telcos and banks struggle with delivering a good customer experience despite being competitive markets. Michael Porter’s competition analysis model could explain why. I was in Italy and needed mobile data, as I was without a Read more…
Deloitte has just published a new report about FinTech hubs [PDF]. There are many other FinTech city ranking reports besides this one, but many of these reports seem to be based on very traditional finance Read more…
Crowdfunding emerged a few years ago with many promises to help to raise capital for startups, make the investment market more democratic, and make the whole market more effective. It has created a new market, Read more…
I saw a fourth motorcycle accident on our street in Western London in the past 15 months. All the motorcycle riders in the accidents have been food delivery people driving with a learner’s license. I Read more…
The finance sector is changing as banks lose their power and influence and everyone realizes they must take FinTech and new digital services seriously. Big banks need to realize this too Casper von Koskull, the Read more…
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