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Who has more data on you than Facebook, Google or Amazon?
Who is this party that knows more about you and collects more of your data? Is it Facebook, Google, Amazon, governments, banks or your ISP? Think again! Read more…
Articles by Jouko Ahvenainen
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Outsourcing robots for office work – the next big wave?
Maybe Robot Processing Automation (RPA) and outsourcing office robots is the next big wave to start some real disruption. Read more…
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Time for a retail purge – be reborn or be dead!
We have talked about digitization for decades but only now do we witness a real purge of retail brick and mortar stores with many closing around the world. Read more…
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Defining financial inclusion and its true value to society
At least 1.5 billion adults worldwide do not have access to financial services and, as a result, are not benefiting from financial inclusion. Read more…
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Past the hype – is it time for a reality check on blockchain?
We have probably passed the peak of blockchain and cryptocurrency hype. Are we now approaching real blockchain business and more stable crypto solutions? Read more…
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Software business dead – but software has more value than ever
Although software is core to most business, it is not so easy to create a viable software business, or at least generate big profits by only selling software. Read more…
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Are traditional banks approaching their ‘Kodak moment’?
People are more confident using new digital banks and their services and, as my traditional banker friend said, we are approaching “the Kodak moment”. Read more…
Features
Serverless cloud services are coming, are you ready?
Serverless cloud services are coming and they will change the way we build software and design services. At the same time, they offer totally new business opportunities. Read more…
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It’s time for new models of data protection
Equifax, HSBC, British Airways, Cathay Pacific, Marriott, Quara – and we could continue the list much further. They are some of the companies that have had a significant customer data breaches this year or last. Read more…
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Follow the FinTech: the new battle for control
Money, power and politics have always been linked to each other. The control of banks and finance services is an important way to use power and control macro developments. For example, anti-money laundering measures are Read more…